Electronic Top Up

IN Switch’s eTopUp Suite, ePIN, is a complete electronic TopUP solution that enables the TopUP of air time credit via USSD and standard GSM handsets.

ePIN allows mobile subscribers to TopUP their accounts through authorized agents (stores, street sellers, etc.). In this way the operator can easily expand the sales network by incorporating non-traditional retail outlets that just consist on a GSM handset.
ePIN replaces the physically currently used scratchCard for an electronic transaction. IN Switch’s Voucherless TopUP Solution, ePIN, allows subscribers to TopUP their mobile prepaid accounts with a simple electronic transaction:

The subscriber approaches a local mobile agent in order to buy airtime credit.
The mobile agent using his mobile phone enters his PIN, the subscriber’s MSISDN, and the amount.
ePIN authorizes the payment, and debits and credits the corresponding prepaid accounts through a direct link with the mobile operator’s prepaid system.
The subscriber and the agent receive a confirmation SMS.

Key Features

- USSD secure messaging.
- SMS confirmations.
- Web Service interface.
- Web Management Console.
- Scalable.
- Distribution hierarchy and commissions model full configuration.
- Promotions Engine (per day, time, cellID, group of agents, subscribers).
- Reporting Module with useful market visibility reports.
- Flexible TopUP values.
- Limits and Restrictions.
- Multiple wallets TopUP.


ePIN´s electronic eco-system brings about a whole new range of benefits:

Anytime, Anywhere TopUPs.

Low operation costs

It reduces the overall voucher related costs (printing, stocking, distributing) and security risks. Also, inventory costs at all levels of the distribution network are reduced by removing the need to carry various denominations of scratchCards.

Expanded sales channel

The distribution network can be expanded into non-traditional retail outlets such as street sellers. This increases the ability of subscribers to TopUP accounts anywhere, anytime.

Real-time market visibility

Full visibility and monitoring of the business. In this way, the operator can have a complete view of his prepaid market behavior and the sales channel performance for supporting business decisions.

Full control over the business

Define the distribution chain and set a sincere commission’s distribution model.

Market segmentation features

Low denomination values or even variable ones, as well as promotions and location features, can be offered, giving the opportunity to access new market segments.


New VAS applications to speed up and push the TopUP cycle

Success Stories

Know famous and successful cases of using ePIN!