Smart Lending

Personalized offers based on user behavior analysis, micro- segmentation, and credit scoring.

Inswitch Smart Lending seeks to increase revenue by engaging consumption and reducing risk and loss, while also minimizing churn. 

Through dynamic data analytics algorithms, Smart Lending analyzes user consumption behavior, determines credit ratings, and delivers the best possible loan offer at the best possible time, seizing the momentum. Through one-to-one segmentation, Smart Lending identifies each user to send them ultra-personalized offers, significantly improving acceptance rates.

  • Technology: Adaptable to the needs of each market in which it operates as well as to the needs of each user.
  • Managed solutions: Commercial analysis and operation of massive and high-impact products.

  • Omnichannel: Reach the user through the best channel: mobile application, social network, SMS, USSD.

Smart Lending is really simple to configure, allowing you to send non-intrusive and personalized promotions of loans that impact positively on your subscription business or prepaid services.


  • Banks & NeoBanks
  • eCommerce
  • Retail
  • Gig Economy
  • Telecommunications
  • Lending

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